FINANCIAL PLANNING

To start the financial planning process we'll get you set up on the eMoney platform. EMoney securely links to your bank account, credit cards and investment accounts to create a real-time personal financial dashboard. Other assets and liabilities are set up manually in order to evaluate your overall net worth. This allows you and your advisor to see a complete real-time picture of your assets, liabilities and current investment allocations, leading to better data and better decision making. 

All transaction data is completely secure and private to you except for overall balances and investment transactions which we can view. 

We'll meet in-person or on Zoom to discuss your financial needs, concerns, expectations, etc. Most commonly this concerns the timing of retirement but may include specific financial goals and objectives. 

Financial scenarios are set up in eMoney using your real-time data to evaluate and compare results based on different estimates and assumptions, including tax considerations. This step in the process may go through multiple meetings and drafts as details are refined.

After long-term financial goals are evaluated and decided on, a final financial report is issued including a custom investment proposal. Included in financial planning services is a 1 year review to compare planned vs. actual results and discuss any changes. 

For as long as you are a client you will also continue to have access to your eMoney account for personal financial budgeting and monitoring - AT NO ADDITIONAL COST. 

Future updates and revisions to your financial plan are available as-needed on an hourly basis at $200/ hour. 

Starting at $2,500 for an individual or $3,500 for a household (including spouse and/or children), gets you all services and reports listed above - including ongoing eMoney access. 

Financial planning fees are negotiable and may be more or less than indicated above, based on your facts and circumstances.